Welcome Home


I’m Nancy Lucas—a jet-ski-riding, Bible-believing, financial powerhouse with a teacher’s heart and a veteran’s grit. I help women rewrite their money stories and walk boldly toward the life God promised.

I’ve served our country, taught in public schools, and raised four children through seasons of abundance and adversity—including two years without a home. I know the fear of not having enough—and the joy of building back better. My passion is to protect women and children, preserve marriages, and help families reach their financial promised land.

What’s the Promise?

In Exodus, God described a land flowing with milk and honey—a life of provision, rest, and joy. That promise is still alive today. But sometimes we miss it—because of debt, fear, bad habits, or simply not knowing a better way.

That’s where I come in.

I’ll help you uncover the truth, replace financial anxiety with wisdom, and use proven tools that work for everyday women—no matter where you’re starting.

Who I Serve


Female Veterans

From the uniform to the unknown—I help you create a mission plan for your money.

Stay-at-Home Moms

You run the most important household on earth. Let’s turn your love into legacy.

Nurses & Caregivers

You care for others. Now it’s time to protect yourself—with income that cares back.

Teachers

You teach multiplication—let me teach you how to multiply your savings.

Realtors

You sell the dream. I’ll show you how to fund it—through legacy planning and extra income.

Single Moms

I’ve been there. You’re not alone. Let’s turn survival into overflow.

How I Help


Your first step: Take a 6-minute Interactive Experience or Book a Free Discovery Call

The Tools I Use


I don’t just talk dreams—I use real tools to help families reach them:

  • Term Insurance with Living Benefits — protection you can use while you’re still alive

  • Whole Life Insurance — builds cash value and knocks out debt

  • Indexed Universal Life (IUL) — grows wealth safely

  • Annuities — create guaranteed income for life

  • Referral Income — earn more without a second job


© 2025 Milk, Honey & Money. All rights reserved.